1. Agreement to terms
By using compareloanapps.com (the “Site”), you agree to these Terms of Service. If you do not agree, do not use the Site. These terms form a legally binding agreement between you and the operator of compareloanapps.com.
2. Who can use the site
You must be at least 18 years old and a United States resident to use this Site in a way that lets you act on what you read here. Most loan apps discussed on this Site are available only to US consumers aged 18 or older.
3. We are not a lender
The Site provides editorial comparisons and educational content about consumer loan apps available in the United States. We are not a lender, a broker, a loan servicer, a money transmitter, a registered investment advisor, or a licensed financial advisor. See our full legal disclaimer for the complete list of what we do not do.
4. Using our content
You may read, link to, and share our articles for personal, non-commercial use. Brief quotations with attribution are welcome. Republishing articles in full, scraping the Site to train a model, or copying our rankings and comparison tables wholesale without permission is not. If you want to syndicate content, email us via the contact page.
5. Prohibited conduct
You agree not to:
- Use the Site in a way that violates US law or the law of your state.
- Attempt to reverse-engineer, scrape at scale, or circumvent rate limits or security measures on the Site.
- Submit fraudulent, harassing, or misleading messages through the contact form.
- Impersonate another person or entity or misrepresent your affiliation with any person or entity.
- Interfere with the operation of the Site or attempt to probe, scan, or test the vulnerability of the Site or its network.
6. Intellectual property
Unless otherwise noted, the articles, graphics, photography, data visualizations, and page designs on this Site are copyright of compareloanapps.com and its contributors. Third-party logos (loan-app logos, App Store/Google Play badges) are the property of their respective owners and are displayed for editorial identification.
The “Money IQ” brand and the compareloanapps.com wordmark are trademarks of the Site operator.
7. Third-party sites
We link to third-party websites and app-store listings. Those destinations have their own terms and privacy policies, and we do not control them. Your use of third-party sites is at your own risk.
8. No warranty
The Site is provided “as is” and “as available.” Without limiting the foregoing, we make no warranties that the Site will be uninterrupted, accurate, error-free, secure, or that any product information, APR, fee, or availability shown on the Site is current. Product terms change and our data can go stale. See the “we are not a lender” section above and our disclaimer.
9. Limitation of liability
To the fullest extent permitted by law, compareloanapps.com and its operators, editors, and contributors will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of your use of or inability to use the Site, including losses resulting from any loan, subscription, advance, or fee obtained from a third-party loan app you found through the Site.
10. Indemnification
You agree to indemnify and hold harmless compareloanapps.com, its operators, editors, and contributors from any claim or demand arising out of your use of the Site or your violation of these Terms.
11. Changes to the terms
We may update these Terms from time to time. Updates take effect when posted. Continued use of the Site after an update means you accept the updated Terms.
12. Governing law
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws provisions. Any disputes arising from these Terms or your use of the Site will be resolved in the state or federal courts located in Delaware.
13. Contact
Questions about these Terms? Reach us through the contact form.